Create Credit Card Payment Method

📘
Create Credit Card
POSThttps://payments.subscriptionplatform.com/v2/payments/create

🚧
Note
If you are adding the first payment method on a customer, it will be set to the default payment method automatically. This is true even if makeDefault is set to false.

Request Parameters

Property	Type	Description	Required
`customerID`	Number	This is the Stax Bill generated customer ID of the customer you wish to add the card to.	Yes
`publicApiKey`	String	This is your public API key. It can be found under Settings > Integrations > Transparent Redirect	Yes
`successURI`	String	This is the URI you want to redirect to on success.	Yes
`failURI`	String	This is the URI you want to redirect to on failure.	Yes
`cardNumber`	String	This is the credit card number	Yes
`firstName`	String	This is the first name of the cardholder.	Yes
`lastName`	String	This is the last name of the cardholder.	Yes
`expirationMonth`	Number (1-12)	This is the month the credit card expires.	Yes
`expirationYear`	Number	This is the year the credit card expires. format: YY	Yes
`cvv`	String	The card verification number. It is a common mistake to take this as an integer and convert it to a string. This will drop leading zeros and can cause validation to fail.	Yes
`email`	String		Optional
`makeDefault`	Boolean	If true, forces this payment method to become the customer's default.	Optional. False by default
`recaptcha`	String	The recaptcha token response.	Yes
`address1`	String	Standard line 1 of an address. This is the cardholder's address.	Conditional**
`address2`	String	Standard line 2 of an address. This is the cardholder's address.	Conditional**
`city`	String	This is the city for the cardholder's address.	Conditional**
`stateId`	Number	This is the Stax Bill generated state code. Call Read Country ID to find the appropriate code. This is for the state of the cardholder	Conditional**
`countryId`	Number	This is the Stax Bill generated country code. Call Read Country ID to find the appropriate code. This is for the cardholder's country.	Conditional**
`postalZip`	String	The postal code or zip code of the cardholder.	Conditional**
`paymentCollectOptions`	Object. Defined Below	If the card is validated successfully, this object is used to collect a specified amount	Optional

*For a full explanation, see Stax Bill Payments API Risk Fields
**These fields are required if Address Verification Services (AVS) are being used. They may also be required depending on your account's credit card gateway.

Payment Collect Options Object

Property	Type	Description
`collectionAmount`	Decimal	The amount to be collected

🚧
Security - Public API Key
As the name implies, the public API key does not need to be hidden from your end users, and is not for security. This is in contrast to your private API key which is used as authentication for virtually all other Fusebill API endpoints. Your account's private API key should never be visible to your end users.

Sample Request - x-www-form-urlencoded and JSON

POST https://payments.subscriptionplatform.com/v2/payments/create?CustomerId=12345678&PublicApiKey=123-abc-456-def&SuccessUri=https%3A%2F%2Fwww.mywebsite.com%2Fsuccess%3FqueryStringKey%3DqueryStringValue&FailUri=https%3A%2F%2Fwww.mywebsite.com%2Ffail%3FqueryStringKey%3DqueryStringValue&CardNumber=4242424242424242&FirstName=Karen&LastName=Wood&ExpirationMonth=12&ExpirationYear=23&Cvv=123&Address1=10+Dodge+St&Address2=Unit+B&City=Columbia&CountryId=124&StateId=1&PostalZip=V9C9V9&MakeDefault=true&Recaptcha=abc123def456&PaymentCollectOptions.collectionAmount=0.50

POST https://payments.subscriptionplatform.com/v2/payments/create
{
  "customerId": 12345678,
  "PublicApiKey":"123-abc-456-def",
  "successURI":"https://www.mywebsite.com/success?queryStringKey=queryStringValue",
  "failURI":"https://www.mywebsite.com/fail?queryStringKey=queryStringValue",
  "cardNumber": "4242424242424242",
  "firstName": "Karen",
  "lastName": "Wood",
  "expirationMonth": 2,
  "expirationYear": 23,
  "cvv": "123",
  "makeDefault": true,
  "recaptcha": "abc123def456",
  "address1": "10 Dodge St",
  "address2": "Unit B",
  "city": "Columbia",
  "stateId": 1,
  "countryId": 124,
  "postalZip": "V9V 9V9",
  "paymentCollectOptions":{
    "collectionAmount":0.50
  }
}

Initial Response

The stream of HTML returned to the client's browser will start with an indication that the request is being processed:

Your request is being processed, please do not press the back button.

Here is the raw HTML:

<!DOCTYPE html>
<html>
<head>
<title>Your request is being processed, please do not press the back button.</title>
</head>
<body>
<div style="width: 400px; border: 1px solid #000000; padding: 0 1em;">
<h1 style="font-family:"Lucida Console", Monaco, monospace">Your request is being processed, please do not press the back button. 
<img src="/Content/images/ajax-loader.gif" />
</h1>
</div>

In addition, you will receive the following parameters in the success/failure URL when the call redirects:

Field Name	Details
`customerID`	This is the Fusebill customer ID of the customer you added the card to.
`success`	This boolean indicates success or failure of the action.
`paymentMethodID`	This is the numeric payment method ID of the newly added payment method (credit card). You can use this to process a payment on this customer. Alternatively, you can simply use the `paymentCollectOptions.collectionAmount` to collect upon validation.

📘
These fields will return in the following format:
www.my-success-or-failure-url.com?customerId=32607&success=True&paymentMethodId=1410

In addition, you can add URL parameters to the success and failure URLs. We will pass these through the call process and then out as URL parameters on the other end. An example of this would be to include this parameter "?price=57.95" on the success URL. This would look something like this "www.my-success-url.com?price=57.95". Normally, the parameters would be programmed by a script on your website in the checkout process. Having additional parameters, such as price, allows you to take actions on the success or failure page. For example, when using the customer ID and payment method ID and the 'price' parameter to automatically charge the customer the price of their service.

Google ReCAPTCHA

Fusebill leverages reCAPTCHA technology to ensure payment method data captured is provided by a human and to protect against bots and scripting.

We use Google reCAPTCHA V2 in order to accomplish this.
https://developers.google.com/recaptcha/intro

The basic workflow for how this is accomplished is as follows:
Using Fusebill's public site key, the client is presented with a captcha widget. The user then verifies that they are human, starting with a check box. The user may be presented with additional verification steps such as an image recognition task.
The captcha widget then verifies with Google that the user is human, and returns a response token. That response token is then sent to Fusebill with the payment method data for our system to validate and verify.

Fusebill Environment	reCAPTCHA Public Site Key
Staging (stg-payments.subscriptionplatform.com)	6LcI_GwUAAAAAJZu0VvB68DdxNxb5ZcBIwAX7RVj
Sandbox and Production (payments.subscriptionplatform.com)	6LfVtGwUAAAAALHn9Ycaig9801f6lrPmouzuKF11

(Optional) Use Your Own ReCAPTCHA

Rather than use Fusebill's public site key, you can configure your own.

Go to https://www.google.com/recaptcha and create an account. In the register a new site area, add a reCaptcha v2. At this stage you can choose invisible reCAPTCHA if that is your preferred approach. Register. If you don’t want to validate against a domain, you’ll need to open the advanced settings and uncheck the domain name validation.
In the Keys section you should have a site key and secret key, you’ll need both.
Login to your Fusebill account and go to Settings > Integrations > Transparent Redirect
https://admin.staxbill.com/Integrations/TransparentRedirectConfigurations.
Select the “use your ReCAPTCHA” and enter the secret key.  Save
On your payment method form, just update the site key with your new one.

Sample Code For Testing

<!DOCTYPE html>
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
    <title>Test Transparent Redirect</title>
  	<script src="http://ajax.googleapis.com/ajax/libs/jquery/2.1.1/jquery.min.js"></script>
	<script>
		var verifyCallback = function(response) {
			document.getElementById("mySubmit").disabled = false;
			$('input#recaptcha_token').val(response);
		};
		var expCallback = function () {
			document.getElementById("mySubmit").disabled = true;
		};
		var onloadCallback = function() {
			grecaptcha.render('exampleWithCallback', {
				'sitekey': '<site key>', //replace with fusebill google public key
				'callback': verifyCallback,
				'expired-callback': expCallback
			});
		};
	</script>
</head>
<body>
    
    <h1>Test Basic Transparent Redirect</h1>

    <form action="https://payments.subscriptionplatform.com/v2/payments/create" method="post">
        
        <fieldset>
            <div>
                <label for="CustomerId">Customer Id</label>
                <input autofocus="autofocus" id="CustomerId" name="CustomerId" type="text" value="customer id here" />
            </div>
            
            <div>
                <label for="PublicApiKey">Public Api Key</label>
                <input id="PublicApiKey" name="PublicApiKey" type="text" value="your key here" />
            </div>
            
            <div>
                <label for="SuccessUri">Success Uri</label>
                <input id="SuccessUri" name="SuccessUri" type="text" value="https://www.success.com" />
            </div>
            
            <div>
                <label for="FailUri">Fail Uri</label>
                <input id="FailUri" name="FailUri" type="text" value="https://www.fail.com" />
            </div>
        </fieldset>

        <br />

        <fieldset>
            <div>
                <label for="CardNumber">Card number</label>
                <input id="CardNumber" name="CardNumber" type="text" value="4242424242424242" />
            </div>
                
            <div>
                <label for="FirstName">First name</label>
                <input id="FirstName" name="FirstName" type="text" value="John" />
            </div>
                  
            <div>
                <label for="LastName">Last name</label>
                <input id="LastName" name="LastName" type="text" value="Doe" />
            </div>
            
            <div>
                <label for="ExpirationMonth">Expiry month</label>
                <input id="ExpirationMonth" name="ExpirationMonth" type="text" value="12" />
            </div>
                    
            <div>
                <label for="ExpirationYear">Expiry year</label>
                <input id="ExpirationYear" name="ExpirationYear" type="text" value="23" />
            </div>
            
            <div>
                <label for="Cvv">CVV</label>
                <input id="Cvv" name="Cvv" type="text" value="123" />
            </div>
			
			<div>
				<label for="MakeDefault">Make Default</label>
				<input id="MakeDefault" name="MakeDefault" type="text" value="true" />
			</div>
			
			<div>
				<label for="PaymentCollectOptions.collectionAmount">Payment Collect Options Collection Amount</label>
				<input id="PaymentCollectOptions.collectionAmount" name="PaymentCollectOptions.collectionAmount" type="text" value="1.50" />
			</div>
			
        </fieldset>
        
        <br/>

        <fieldset>
            <div>
                <label for="Address1">Address 1</label>
                <input id="Address1" name="Address1" type="text" value="" />
            </div>
                
            <div>
                <label for="Address2">Address 2</label>
                <input id="Address2" name="Address2" type="text" value="" />
            </div>
            
            <div>
                <label for="City">City</label>
                <input id="City" name="City" type="text" value="" />
            </div>
            
            <div>
                <label for="CountryId">Country</label>
                <input id="CountryId" name="CountryId" type="text" value="" />
            </div>
                
            <div>
                <label for="StateId">State</label>
                <input id="StateId" name="StateId" type="text" value="" />
            </div>
            
            <div>
                <label for="PostalZip">Postal / Zip code</label>
                <input id="PostalZip" name="PostalZip" type="text" value="" />
            </div>
          			
            
            <div class="g-recaptcha" id="exampleWithCallback"></div>
            <input id="recaptcha_token" type="hidden" name="recaptcha_token" />
			
        </fieldset>
        <br/>
        <input type="submit" id="mySubmit" disabled />
    </form>

</body>
</html>
<script src="https://www.google.com/recaptcha/api.js?onload=onloadCallback&render=explicit" async defer> </script>